Who, we help
- Low income- eligibility based on median area income. 
- Parents- single, widowed, jailed, grandparent’s raising children. 
- Seniors- widows, disabled, fixed income, caregivers etc. 
- Home Ownership- (must meet qualifications) Down payment, closing cost and loan assistance. Click here to apply for home ownership assistance. 
- Financial Literacy/Crypto Education- Soverin-U offers free, online self-paced education and bootcamps. 
- Abuse survivors-domestic, sex work, trafficking, slave labor etc. 
- Heroes- Military their caregivers and spouses/widows. first responders, nurses, teachers 
- Kids & teens- homeless, pregnant, dropouts, abuse, foster etc. 
How, we help
- Hardship & Emergency Services- (AMI-based): One-time grants for housing, food, utilities, car repairs, medical/flights, childcare—plus natural disaster response. 
- Career & Small Business Support- (Qualifications: Viable plans, underserved status): Vocational bootcamps, job placements, micro-loans/relief for pandemic-hit or expansion needs (e.g., inventory for refugee-owned shops). 
- Recovery Communities- Substance/alcohol addiction recovery. 
- Disabled- mental health, physically or mentally impaired. 
- Hungry/Unhoused- teens or adults. 
- Recovery & Family Support- Trauma therapy, addiction counseling, family sessions, legal aid (probate, protection orders)—integrated with Core-4 resilience training. 
- Community Outreach- Pop-up workshops, resource fairs, and fiscal-sponsored events for unhoused youth or disabled seniors. 
